Explore with confidence

Cover starts with your needs.

Eight ways to explore protection for persons with disabilities and their families. Each path explains possibilities and limitations.

Reference information only. Plans and prices are fictional; results are not insurer decisions or guarantees of acceptance. Use fictional personal and medical details.

Health insurance

Explore hospitalization cover with your existing conditions, everyday support, and future needs in mind.

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Life & term insurance

Plan financial protection for the people who depend on you, with clear explanations of individual assessment.

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Accident protection

Understand benefits for covered accidents and how they differ from protection for an existing disability.

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Critical illness

Explore illustrative lump-sum protection for precisely defined illnesses and treatment needs.

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Long-term planning

Explore a financial safety net for changing support needs and long-term independence.

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Family & caregivers

Look at the needs of both the applicant and the person providing support, with consent at every step.

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Children’s planning

Help parents plan hospitalization protection and future financial security for their child.

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Rehabilitation & care

Understand the difference between hospital cover and ongoing rehabilitation, therapy, devices and home care.

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All fictional plans

Meet the providers

Search fictional plansCategoryAnnual illustrative budgetSort by

40 fictional plans · Missing information is shown as “Not specified”.

Mysa Mutual · Fictional provider

Health Essential

planHealth insurance

₹7,200 / year

Illustrative only · not an insurer quote

Sum insured: ₹5,00,000
Entry age: 3–65 years
Illustrative wait: 12 months
Devices: Not specified

Individual assessment may be required
Rehabilitation: Not specified
Read all limitations and exclusions

View details

Olive Assurance · Fictional provider

Life & term Essential

planLife & term insurance

₹8,500 / year

Illustrative only · not an insurer quote

Sum insured: ₹10,00,000
Entry age: 18–65 years
Illustrative wait: 12 months
Devices: Not specified

Individual assessment may be required
Rehabilitation: Not specified
Read all limitations and exclusions

View details

Saha Protection · Fictional provider

Accident protection Essential

planAccident protection

₹9,800 / year

Illustrative only · not an insurer quote

Sum insured: ₹5,00,000
Entry age: 3–65 years
Illustrative wait: 0 months
Devices: Not specified

Individual assessment may be required
Rehabilitation: Not specified
Read all limitations and exclusions

View details

Olive Assurance · Fictional provider

Health Balance

planHealth insurance

₹10,800 / year

Illustrative only · not an insurer quote

Sum insured: ₹10,00,000
Entry age: 3–67 years
Illustrative wait: 18 months
Devices: Not specified

Individual assessment may be required
Rehabilitation: Not specified
Read all limitations and exclusions

View details

Kindred Cover · Fictional provider

Critical illness Essential

planCritical illness

₹11,100 / year

Illustrative only · not an insurer quote

Sum insured: ₹5,00,000
Entry age: 3–65 years
Illustrative wait: 12 months
Devices: Not specified

Individual assessment may be required
Rehabilitation: Not specified
Read all limitations and exclusions

View details

Saha Protection · Fictional provider

Life & term Balance

planLife & term insurance

₹12,100 / year

Illustrative only · not an insurer quote

Sum insured: ₹20,00,000
Entry age: 18–67 years
Illustrative wait: 18 months
Devices: Not specified

Individual assessment may be required
Rehabilitation: Not specified
Read all limitations and exclusions

View details

OpenSky Assurance · Fictional provider

Long-term planning Essential

planLong-term planning

₹12,400 / year

Illustrative only · not an insurer quote

Sum insured: ₹5,00,000
Entry age: 3–65 years
Illustrative wait: 12 months
Devices: Not specified

Individual assessment may be required
Rehabilitation: Not specified
Read all limitations and exclusions

View details

Kindred Cover · Fictional provider

Accident protection Balance

planAccident protection

₹13,400 / year

Illustrative only · not an insurer quote

Sum insured: ₹10,00,000
Entry age: 3–67 years
Illustrative wait: 0 months
Devices: Not specified

Individual assessment may be required
Rehabilitation: Not specified
Read all limitations and exclusions

View details

Nila Mutual · Fictional provider

Family & caregivers Essential

planFamily & caregivers

₹13,700 / year

Illustrative only · not an insurer quote

Sum insured: ₹5,00,000
Entry age: 3–65 years
Illustrative wait: 12 months
Devices: Not specified

Individual assessment may be required
Rehabilitation: Not specified
Read all limitations and exclusions

View details

Saha Protection · Fictional provider

Health Plus

planHealth insurance

₹14,400 / year

Illustrative only · not an insurer quote

Sum insured: ₹15,00,000
Entry age: 3–69 years
Illustrative wait: 24 months
Devices: Not specified

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

OpenSky Assurance · Fictional provider

Critical illness Balance

planCritical illness

₹14,700 / year

Illustrative only · not an insurer quote

Sum insured: ₹10,00,000
Entry age: 3–67 years
Illustrative wait: 18 months
Devices: Not specified

Individual assessment may be required
Rehabilitation: Not specified
Read all limitations and exclusions

View details

Everyday Shield · Fictional provider

Children’s planning Essential

planChildren’s planning

₹15,000 / year

Illustrative only · not an insurer quote

Sum insured: ₹5,00,000
Entry age: 1–25 years
Illustrative wait: 12 months
Devices: Not specified

Individual assessment may be required
Rehabilitation: Not specified
Read all limitations and exclusions

View details

Kindred Cover · Fictional provider

Life & term Plus

planLife & term insurance

₹15,700 / year

Illustrative only · not an insurer quote

Sum insured: ₹30,00,000
Entry age: 18–69 years
Illustrative wait: 24 months
Devices: Not specified

Individual assessment may be required
Rehabilitation: Not specified
Read all limitations and exclusions

View details

Nila Mutual · Fictional provider

Long-term planning Balance

planLong-term planning

₹16,000 / year

Illustrative only · not an insurer quote

Sum insured: ₹10,00,000
Entry age: 3–67 years
Illustrative wait: 18 months
Devices: Not specified

Individual assessment may be required
Rehabilitation: Not specified
Read all limitations and exclusions

View details

Root & Rise · Fictional provider

Rehabilitation & care Essential

planRehabilitation & care

₹16,300 / year

Illustrative only · not an insurer quote

Sum insured: ₹5,00,000
Entry age: 3–65 years
Illustrative wait: 12 months
Devices: Not specified

Individual assessment may be required
Rehabilitation: Not specified
Read all limitations and exclusions

View details

OpenSky Assurance · Fictional provider

Accident protection Plus

planAccident protection

₹17,000 / year

Illustrative only · not an insurer quote

Sum insured: ₹15,00,000
Entry age: 3–69 years
Illustrative wait: 0 months
Devices: Not specified

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

Everyday Shield · Fictional provider

Family & caregivers Balance

planFamily & caregivers

₹17,300 / year

Illustrative only · not an insurer quote

Sum insured: ₹10,00,000
Entry age: 3–67 years
Illustrative wait: 18 months
Devices: Not specified

Individual assessment may be required
Rehabilitation: Not specified
Read all limitations and exclusions

View details

Kindred Cover · Fictional provider

Health Signature

planHealth insurance

₹18,000 / year

Illustrative only · not an insurer quote

Sum insured: ₹20,00,000
Entry age: 3–71 years
Illustrative wait: 30 months
Devices: Not specified

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

Nila Mutual · Fictional provider

Critical illness Plus

planCritical illness

₹18,300 / year

Illustrative only · not an insurer quote

Sum insured: ₹15,00,000
Entry age: 3–69 years
Illustrative wait: 24 months
Devices: Not specified

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

Root & Rise · Fictional provider

Children’s planning Balance

planChildren’s planning

₹18,600 / year

Illustrative only · not an insurer quote

Sum insured: ₹10,00,000
Entry age: 1–25 years
Illustrative wait: 18 months
Devices: Not specified

Individual assessment may be required
Rehabilitation: Not specified
Read all limitations and exclusions

View details

OpenSky Assurance · Fictional provider

Life & term Signature

planLife & term insurance

₹19,300 / year

Illustrative only · not an insurer quote

Sum insured: ₹40,00,000
Entry age: 18–71 years
Illustrative wait: 30 months
Devices: Not specified

Individual assessment may be required
Rehabilitation: Not specified
Read all limitations and exclusions

View details

Everyday Shield · Fictional provider

Long-term planning Plus

planLong-term planning

₹19,600 / year

Illustrative only · not an insurer quote

Sum insured: ₹15,00,000
Entry age: 3–69 years
Illustrative wait: 24 months
Devices: Not specified

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

Mysa Mutual · Fictional provider

Rehabilitation & care Balance

planRehabilitation & care

₹19,900 / year

Illustrative only · not an insurer quote

Sum insured: ₹10,00,000
Entry age: 3–67 years
Illustrative wait: 18 months
Devices: Not specified

Individual assessment may be required
Rehabilitation: Not specified
Read all limitations and exclusions

View details

Nila Mutual · Fictional provider

Accident protection Signature

planAccident protection

₹20,600 / year

Illustrative only · not an insurer quote

Sum insured: ₹20,00,000
Entry age: 3–71 years
Illustrative wait: 0 months
Devices: Not specified

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

Root & Rise · Fictional provider

Family & caregivers Plus

planFamily & caregivers

₹20,900 / year

Illustrative only · not an insurer quote

Sum insured: ₹15,00,000
Entry age: 3–69 years
Illustrative wait: 24 months
Devices: Not specified

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

OpenSky Assurance · Fictional provider

Health Horizon

planHealth insurance

₹21,600 / year

Illustrative only · not an insurer quote

Sum insured: ₹25,00,000
Entry age: 3–73 years
Illustrative wait: 36 months
Devices: Limited benefit

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

Everyday Shield · Fictional provider

Critical illness Signature

planCritical illness

₹21,900 / year

Illustrative only · not an insurer quote

Sum insured: ₹20,00,000
Entry age: 3–71 years
Illustrative wait: 30 months
Devices: Not specified

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

Mysa Mutual · Fictional provider

Children’s planning Plus

planChildren’s planning

₹22,200 / year

Illustrative only · not an insurer quote

Sum insured: ₹15,00,000
Entry age: 1–25 years
Illustrative wait: 24 months
Devices: Not specified

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

Nila Mutual · Fictional provider

Life & term Horizon

planLife & term insurance

₹22,900 / year

Illustrative only · not an insurer quote

Sum insured: ₹50,00,000
Entry age: 18–73 years
Illustrative wait: 36 months
Devices: Limited benefit

Individual assessment may be required
Rehabilitation: Not specified
Read all limitations and exclusions

View details

Root & Rise · Fictional provider

Long-term planning Signature

planLong-term planning

₹23,200 / year

Illustrative only · not an insurer quote

Sum insured: ₹20,00,000
Entry age: 3–71 years
Illustrative wait: 30 months
Devices: Not specified

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

Olive Assurance · Fictional provider

Rehabilitation & care Plus

planRehabilitation & care

₹23,500 / year

Illustrative only · not an insurer quote

Sum insured: ₹15,00,000
Entry age: 3–69 years
Illustrative wait: 24 months
Devices: Not specified

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

Everyday Shield · Fictional provider

Accident protection Horizon

planAccident protection

₹24,200 / year

Illustrative only · not an insurer quote

Sum insured: ₹25,00,000
Entry age: 3–73 years
Illustrative wait: 0 months
Devices: Limited benefit

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

Mysa Mutual · Fictional provider

Family & caregivers Signature

planFamily & caregivers

₹24,500 / year

Illustrative only · not an insurer quote

Sum insured: ₹20,00,000
Entry age: 3–71 years
Illustrative wait: 30 months
Devices: Not specified

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

Root & Rise · Fictional provider

Critical illness Horizon

planCritical illness

₹25,500 / year

Illustrative only · not an insurer quote

Sum insured: ₹25,00,000
Entry age: 3–73 years
Illustrative wait: 36 months
Devices: Limited benefit

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

Olive Assurance · Fictional provider

Children’s planning Signature

planChildren’s planning

₹25,800 / year

Illustrative only · not an insurer quote

Sum insured: ₹20,00,000
Entry age: 1–25 years
Illustrative wait: 30 months
Devices: Not specified

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

Mysa Mutual · Fictional provider

Long-term planning Horizon

planLong-term planning

₹26,800 / year

Illustrative only · not an insurer quote

Sum insured: ₹25,00,000
Entry age: 3–73 years
Illustrative wait: 36 months
Devices: Limited benefit

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

Saha Protection · Fictional provider

Rehabilitation & care Signature

planRehabilitation & care

₹27,100 / year

Illustrative only · not an insurer quote

Sum insured: ₹20,00,000
Entry age: 3–71 years
Illustrative wait: 30 months
Devices: Not specified

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

Olive Assurance · Fictional provider

Family & caregivers Horizon

planFamily & caregivers

₹28,100 / year

Illustrative only · not an insurer quote

Sum insured: ₹25,00,000
Entry age: 3–73 years
Illustrative wait: 36 months
Devices: Limited benefit

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

Saha Protection · Fictional provider

Children’s planning Horizon

planChildren’s planning

₹29,400 / year

Illustrative only · not an insurer quote

Sum insured: ₹25,00,000
Entry age: 1–25 years
Illustrative wait: 36 months
Devices: Limited benefit

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details

Kindred Cover · Fictional provider

Rehabilitation & care Horizon

planRehabilitation & care

₹30,700 / year

Illustrative only · not an insurer quote

Sum insured: ₹25,00,000
Entry age: 3–73 years
Illustrative wait: 36 months
Devices: Limited benefit

Individual assessment may be required
Limited post-hospital rehabilitation
Read all limitations and exclusions

View details