Privacy begins with restraint.

What stays in memory

Applicant details, phone input, optional disability and medical context, questionnaire answers, draft applications and new submissions stay in temporary application memory. Your mobile number is discarded after successful login. Reloading or clearing the reference removes your new entries. Autosave keeps your place during in-app navigation, not after a reload.

What is saved on this device

• A true / false reference-session flag, not a mobile number or secure authentication token.
• Accessibility preferences: contrast, text size, simple language and reduced motion.
• Only fictional plan identifiers and saved comparison identifiers. No health answers, personal names or notes.

If browser storage is disabled, these preferences work only in memory. The fixed OTP 123456 is a reference experience and offers no identity verification.

Consent and support

Optional sensitive fields explain their purpose and require explicit consent. You can skip them, withdraw the checkbox consent to clear current selections, edit a profile, delete a profile, or clear the entire session. Supporting a person is distinct from being the applicant; our assistance checkbox does not establish real guardianship or legal authority.

No data collection integrations

This reference has no application backend, database connection, payment gateway, analytics, server document uploads or insurer integration. Sample documents can be selected, checked and previewed locally; the files and their names remain in temporary browser memory and are removed on reload or clear-data. Questionnaire answers are not placed in URLs or logged to the console. Hosting providers may process ordinary request metadata under their own policies; avoid entering real personal or health information.

Clear your workspace

Clearing removes your temporary entries, local session, saved plan choices, comparisons and preferences. Fictional seed examples return. No server deletion is needed because this platform sends no application records to a server.

Before any production use

Real personal-data processing needs a separately reviewed privacy, security and legal design. The DPDP Act and Rules have phased commencement; check which provisions are in force, applicable consent and child-data requirements, retention, rights, access controls and incident procedures before collecting real information. This reference does not claim production legal compliance.