For internal reference. Plans, prices and records are fictional. No insurance is sold or issued.About SereneLife
A path that starts with you

Personal accident and disability benefits

Understand benefits for covered accidents and how they differ from protection for an existing disability.

Check this category

Questions worth asking

  • An existing disability is different from a new accident-related loss.
  • Read benefit definitions, schedules and occupation exclusions.
  • Illness and congenital conditions may fall outside accident cover.

Know what may be missing

Assistive devices, therapies, rehabilitation, home care and caregiver support are covered only when the actual policy expressly includes them. A limit can also depend on a qualifying event or medical prescription.

Our fictional features help you learn what to compare. They do not describe real insurer terms.

Take a checklist to an insurer

Reference information only. Plans and prices are fictional; results are not insurer decisions or guarantees of acceptance. Use fictional personal and medical details.

Explore accident protection plans

5 fictional plans · Missing information is shown as “Not specified”.

Saha Protection · Fictional provider

Accident protection Essential

planAccident protection
₹9,800 / year

Illustrative only · not an insurer quote

Sum insured
₹5,00,000
Entry age
3–65 years
Illustrative wait
0 months
Devices
Not specified
  • Individual assessment may be required
  • Rehabilitation: Not specified
  • Read all limitations and exclusions
View details

Kindred Cover · Fictional provider

Accident protection Balance

planAccident protection
₹13,400 / year

Illustrative only · not an insurer quote

Sum insured
₹10,00,000
Entry age
3–67 years
Illustrative wait
0 months
Devices
Not specified
  • Individual assessment may be required
  • Rehabilitation: Not specified
  • Read all limitations and exclusions
View details

OpenSky Assurance · Fictional provider

Accident protection Plus

planAccident protection
₹17,000 / year

Illustrative only · not an insurer quote

Sum insured
₹15,00,000
Entry age
3–69 years
Illustrative wait
0 months
Devices
Not specified
  • Individual assessment may be required
  • Limited post-hospital rehabilitation
  • Read all limitations and exclusions
View details

Nila Mutual · Fictional provider

Accident protection Signature

planAccident protection
₹20,600 / year

Illustrative only · not an insurer quote

Sum insured
₹20,00,000
Entry age
3–71 years
Illustrative wait
0 months
Devices
Not specified
  • Individual assessment may be required
  • Limited post-hospital rehabilitation
  • Read all limitations and exclusions
View details

Everyday Shield · Fictional provider

Accident protection Horizon

planAccident protection
₹24,200 / year

Illustrative only · not an insurer quote

Sum insured
₹25,00,000
Entry age
3–73 years
Illustrative wait
0 months
Devices
Limited benefit
  • Individual assessment may be required
  • Limited post-hospital rehabilitation
  • Read all limitations and exclusions
View details