Explore official support, carefully.
Government-supported schemes have their own eligibility, enrolment and benefit rules. None of them are included in SereneLife’s fictional comparison or applications.
Niramaya health insurance
The National Trust describes Niramaya as a health insurance scheme for persons in specified categories under the National Trust Act, including autism, cerebral palsy, intellectual disability and multiple disabilities. Its official page describes reimbursement-based benefits with an overall cover of up to ₹1 lakh and category-specific sub-limits. Check the current benefit chart and enrolment conditions; this summary does not establish individual eligibility.
- Confirm your category and the current certificate / registration requirements.
- Read the current benefit chart, reimbursement procedure and sub-limits.
- Ask the National Trust or an authorised registered organisation about enrolment and renewal.
- Do not assume every therapy, device or hospital cost is fully covered.
Other public health support
Central and state health schemes can have household, location, income and other eligibility conditions. Disability status alone does not establish eligibility. Check the relevant official scheme authority and current local process before applying.
National Health Authority · PM-JAY information ↗ (opens in a new tab)Private insurance is a separate path
Government-supported schemes and private policies can differ in qualifying conditions, claims, exclusions and benefits. Our seeded plans illustrates comparison only. They are not replicas of Niramaya or any actual product.